Fiserv Inc. (NYSE: FI) has reported robust financial results for the second quarter of 2025, underscoring its position as a leading global provider of payments and financial services technology solutions. The company demonstrated strong growth across key financial metrics, reflecting its strategic focus on innovation, client relationships, and operational efficiency.
GAAP revenue increased by 8% year-over-year to $5.52 billion, driven by 10% growth in the Merchant Solutions segment and 7% growth in the Financial Solutions segment.
Year-to-date GAAP revenue rose 7% to $10.65 billion.
GAAP earnings per share (EPS) surged 22% to \(1.86 for the quarter and \)3.36 for the first six months.
Adjusted EPS increased 16% to \(2.47 in Q2 and 15% to \)4.61 year-to-date.
GAAP operating margin improved to 30.7% in Q2 from 28.0% in the prior year, with the Financial Solutions segment margin rising to 48.7%.
Net cash provided by operating activities reached \(2.31 billion in the first half of 2025, up from \)2.17 billion in 2024.
Free cash flow was $1.54 billion for the first six months, slightly higher than the previous year.
Fiserv refined its 2025 outlook, projecting approximately 10% organic revenue growth and adjusted EPS growth of 15% to 17%, with an expected adjusted EPS range of \(10.15 to \)10.30. CEO Mike Lyons emphasized the company’s commitment to client-centric innovation and operational excellence, stating, “Our second quarter results of 8% organic revenue growth and 16% adjusted earnings per share growth again demonstrated the power of our diverse business serving both merchants and financial institutions.”
The company also announced significant strategic moves, including: - Acquisition of the remaining 49.9% ownership interest in AIB Merchant Services, enhancing its footprint in the European payments market. - Plans to launch a new digital asset platform featuring a stablecoin (FIUSD), aimed at providing financial institutions and merchants with secure and scalable access to digital assets.
The 8% GAAP revenue growth and 22% EPS increase reflect strong operational performance and effective cost management. The improved operating margins, particularly in the Financial Solutions segment, indicate enhanced profitability and efficiency.
Cash flow metrics remain solid, supporting ongoing investments and shareholder returns, including $4.4 billion in share repurchases year-to-date. The issuance of €2.175 billion in senior notes at a weighted average coupon of 3.43% provides additional capital for strategic initiatives.
Looking ahead, Fiserv’s refined guidance suggests sustained double-digit adjusted EPS growth, driven by organic revenue expansion and margin improvements. The company’s focus on digital innovation, including its new digital asset platform, positions it well to capitalize on emerging fintech trends.
Previous earnings calls highlighted Fiserv’s emphasis on client-centric innovation and operational efficiency, themes that continue to resonate in this 8-K report. The company’s strategic acquisitions and investments in digital assets align with its long-term growth strategy discussed in prior quarters.
Fiserv’s Q2 2025 results and strategic initiatives underscore its leadership in the payments and financial technology sector. With strong financial performance, a clear growth outlook, and innovative product launches, Fiserv is well-positioned to deliver sustained value to shareholders and clients alike.
For detailed financial data and disclosures, refer to the source document.
Tags: FI, Fiserv, Q2 2025, payments technology, digital assets, financial services innovation